| Savings Accounts1 |
Rate |
APY |
| Regular Savings |
0.15% |
0.15% |
| Holiday, Vacation and U-Name It |
0.15% |
0.15% |
| Teen and MONkEY Kids Clubs |
0.15% |
0.15% |
| MONEY Market Savings $2,500 - $9,999 |
0.25% |
0.25% |
| MONEY Market Savings $10,000 - $24,999 |
0.30% |
0.30% |
| MONEY Market Savings $25,000 - $74,999 |
0.35% |
0.35% |
| MONEY Market Savings $75,000 and above |
0.40% |
0.40% |
| Certificate of Deposit (CD)2 |
Rate |
APY |
| 3 Months |
0.25% |
0.25% |
| 6 Months |
0.30% |
0.30% |
| 9 Months |
0.35% |
0.35% |
| 12 Months |
0.50% |
0.50% |
| 15 Months |
0.60% |
0.60% |
| 18 Months |
0.65% |
0.65% |
| 24 Months |
0.85% |
0.85% |
| 36 Months |
1.05% |
1.06% |
| 48 Months |
1.30% |
1.31% |
| 60 Months |
1.60% |
1.61% |
| Individual Retirement Account (IRA) |
Rate |
APY |
| IRA Savings (Traditional, Roth & Coverdell ESA) |
0.40% |
0.40% |
| 12 Month IRA Certificate of Deposit (CD) |
0.50% |
0.50% |
| 24 Month IRA CD |
0.85% |
0.85% |
| 36 Month IRA CD |
1.05% |
1.06% |
| 48 Month IRA CD |
1.30% |
1.31% |
| 60 Month IRA CD |
1.60% |
1.61% |
Loan Rates
Apply Online
Rates effective February 1, 2012
Annual Percentage Rates (APR) subject to change at any time.
ROYAL MEMBERS get extra incentives on loan rates! If you have had an account with us for at least three years and have three or more products beyond a regular savings, consider yourself Royal and deduct .25% from any fixed rate loan!
|
Auto Loans3 2003-2012 |
APR |
| 1 Year |
3.50% |
| 2 Year |
3.50% |
| 3 Year |
3.50% |
| 4 Year |
3.75% |
| 5 Year |
4.00% |
| 6 Year New only |
4.50% |
| Motorcycle Loans32003-2012 |
|
| 1 Year |
4.25% |
| 2 Year |
4.25% |
| 3 Year |
4.25% |
| 4 Year |
4.50% |
| 5 Year |
4.75% |
| 6 Year New only |
5.25% |
| Camper/RV3 |
|
| 1 - 10 year terms |
View rates |
Home Equity
Available in Central New York and surrounding areas.
We pay $250 of the closing costs! |
APR |
| Loan (Fixed rate) no other discounts apply |
4.25% |
| Line of Credit |
4.50% |
| Mortgages |
|
| Contact our CUC Mortgage Consultant, Deborah Miller at 315.437.8614 or deborah.miller@cucmortgage.com |
View rates and more information |
| Private Student Loan |
|
| Intended to fill the funding gap federal aid can leave. A certified private student loan is a line of credit for undergraduate education, allowing you to apply just once, then make multiple draws over the course of your education. |
6.25%
More information |
| Other Loans |
APR |
| 1 Year |
2 Years |
3 Years |
4 Years |
5 Years |
Home Enhancement3 |
8.00% |
8.25% |
8.75% |
9.25% |
9.50% |
| Savings Secured |
3.50% |
3.50% |
3.50% |
3.75% |
4.00% |
| Personal (Unsecured)3 |
9.25% |
9.50% |
10.00% |
10.50% |
10.75% |
| |
APR |
| Overdraft Line of Credit |
9.75% |
| Mini-Line (details) |
12.25% |
| Credit Builder (details) |
3.25% |
| Visa Credit Card |
More Information |
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