New & Used Vehicle Loans/Motorcycle Loans
Whether you're looking at new or used, lease buyout, or refinancing a current loan you have elsewhere, check our rates first!

Not sure what you're looking for? If you get pre-approved, we'll lock in your rate for 90 days, giving you plenty of time to shop.

Camper/RV Loans

We will finance up to $100,000 up to a 10 year term.

Home Enhancement Loans
Use this to fix up your home without tying up the equity! 

Re-tile your bathroom, add a deck, update your appliances,

fix your roof, or any other home improvement.

Home Equity Loans and Lines of Credit
Borrow against the equity you've already built in your home! This is an alternative, affordable way to pay for what you need, when you need it. Available to members who live in Central New York and surrounding areas.

Mortgages

Contact our Mortgage Consultant Debbie Miller at 315.437.8614 or deborah.miller@cucmortgage.com. Visit our mortgage center at www.cucmortgage.com for more information. Available in NY, NJ, CT, VT, PA, NH.

Personal Loans

Vacations, weddings, debt consolidation, you name it!

Savings Secured Loans

We will lend dollar for dollar against any funds you have on deposit. For example, if you have $1,000 in a savings account, we will lend you $1,000 and place a hold on the corresponding funds.

Overdraft Line of Credit

Protect your checking account! Never suffer a returned payment again, use it for unexpected expenses, or even as an alternative to high rate credit cards. Have peace of mind knowing you're covered!

Mini-Line

A small line of credit intended for young borrowers, or those seeking an alternative to high-rate payday loans.  A maximum of $500 with low payments of $10 a month.

Credit Builder Loan

For those who are just starting out and need to establish credit, or those re-building their credit. The funds from the loan are put into your savings account and a hold is placed on them. As you pay back the loan, the funds will become available for your use. You can borrow up to $2,000.

Private Student Loans
If federal funding does not cover the full cost of your education, we offer Private Student Loans to bridge the gap! Visit our student loan center for more information.

VISA Credit Cards

Visit our VISA page for more information and to apply for a credit card online.

Would you rather print an application? First-Time Borrower  OR  Previous Borrower